Run your numbers

No sign-up and no credit check. Save your results if you'd like a licensed loan officer to review them with you.

• DTIDebt-to-incomeSee your housing ratio and total debt-to-income, and how much housing payment fits common lender ranges. No credit check.
• PAYMENTPayment & affordabilityEstimate your monthly mortgage payment with taxes, insurance and HOA, plus a comfortable and stretch price range for your income.
• CLOSINGFlorida closing costsEstimate buyer closing costs in Florida: mortgage doc stamps, intangible tax, title, recording, prepaids and cash to close.
• REFINANCERefinance break-evenCompare your current and new mortgage payment and see how many months until a refinance pays for itself, and the total cost difference.
• RENT VS. BUYRent vs. buyCompare the cumulative cost of renting with owning, after equity, year by year, and see when buying could become cheaper.
• DSCRCommercial DSCRCalculate net operating income, debt service coverage ratio and the loan amount a commercial or rental property may support at 1.25x.
• DSCRRental DSCRDivide a rental's monthly rent by its monthly housing payment (principal, interest, taxes, insurance and HOA) to estimate the debt service coverage ratio lenders review on 1 to 4 unit rentals.

Estimates for education only, based on the numbers you enter. Not a loan offer, rate quote, pre-approval or commitment to lend. Actual qualification, rates and terms depend on your full application, credit, property and lender guidelines.