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SIMP MORTGAGE LLC, home
LEGAL

Terms of use

Last updated: November 7, 2026

By using this website, our calculators or our AI assistant, you agree to these terms and to our privacy policy. If you do not agree, please do not use the site. The site is operated by Simp Mortgage LLC, NMLS ID 2695475.

Mortgage broker, not a lender

Simp Mortgage LLC is licensed as a Mortgage Broker Business by the Florida Office of Financial Regulation. NMLS ID 2695475. Simp Mortgage LLC is a mortgage broker, not a lender, and is not affiliated with or endorsed by any government agency. Calculator results and AI assistant answers are estimates for education only. Nothing on this site is an offer or commitment to lend. All loans are subject to lender approval, underwriting guidelines and property eligibility. Commercial financing availability varies by property type, borrower qualifications, lender eligibility and applicable licensing requirements.

Calculators and AI assistant

Estimates for education only, based on the numbers you enter. Not a loan offer, rate quote, pre-approval or commitment to lend. Actual qualification, rates and terms depend on your full application, credit, property and lender guidelines. Our AI assistant provides general information only, can be wrong, and is not a loan officer or financial, tax or legal advice. Please confirm anything important with a licensed loan officer.

Acceptable use

  • Use the site only for lawful purposes and to learn about or request our services.
  • Give accurate information, and do not submit information about someone else without their permission.
  • Do not try to disrupt, probe or break into the site, send automated or abusive traffic, or collect content or contact details in bulk.
  • Do not misuse the booking tools, for example by holding times you do not plan to keep.

Appointments

Booking a time reserves it for a conversation with a loan officer by phone, by video or in person. There is no charge and no obligation. If you need to change or cancel, call (904) 209-6664. We may reschedule if something comes up and will contact you to arrange a new time.

Intellectual property

The site content, guides, design, the Simp Mortgage LLC name and logo belong to Simp Mortgage LLC or its licensors. You may view and print content for your own personal, non-commercial use. Please do not copy, republish or sell it without our written permission.

Third-party links

The site may link to other websites, such as NMLS Consumer Access or government agencies. We do not control them and are not responsible for their content or practices.

Disclaimers and limitation of liability

The site and its content are provided “as is” and “as available.” We do not promise that the site will be uninterrupted or error-free, or that information on it is complete or current. Programs, rates, limits and rules change. To the fullest extent the law allows, Simp Mortgage LLC is not liable for indirect, incidental or consequential damages arising from your use of the site. Nothing in these terms limits any right you have under federal or Florida law that cannot be waived.

Governing law

These terms are governed by the laws of the State of Florida and applicable federal law. Any dispute about the site will be brought in the state or federal courts located in Duval County, Florida, unless the law requires otherwise.

Changes and contact

We may update these terms by posting a new version and date here. Continued use after a change means you accept it. Questions: email [email protected], call (904) 209-6664, or write to Simp Mortgage LLC, 13241 Bartram Park Blvd, Unit 1613, Jacksonville, FL 32258.