Buy your Florida home with the right loan
We compare purchase programs from multiple lenders and help you choose the one that fits your budget, down payment and timeline.
- DOWN PAYMENT
- Low and no down payment programs for eligible buyers
- PROPERTY
- Primary homes, second homes and condos
- FIRST STEP
- Get pre-approved, then shop with confidence
Purchase loan options
Conventional
Flexible terms, and mortgage insurance can often be removed later.
FHA
Easier credit and down payment requirements for many buyers.
VA
For eligible veterans and service members, often with no down payment.
USDA
For eligible rural and suburban areas, often with no down payment.
Jumbo
For loan amounts above conforming limits.
Program availability, terms and eligibility vary by lender and are subject to underwriting approval.
What you'll need
- Income history, commonly the last two years (W-2s or tax returns)
- Recent pay stubs and bank statements
- Photo ID
- Funds for down payment and closing costs
- Your target price range and area
Payment & affordability
See your estimated monthly payment and a comfortable price range before you shop.
Open the calculatorCommon questions
How much do I need for a down payment?
It depends on the program. Some programs allow very low or no down payment for eligible buyers. A loan officer can compare your options side by side.
Should I get pre-approved before house hunting?
Yes. Pre-approval shows sellers you are serious and gives you a realistic price range before you make an offer.
Does using a mortgage broker cost more?
How a broker is paid depends on the loan, and every cost is disclosed up front on your Loan Estimate so you can compare.
Ready to buy? Let us find your best options.
No obligation, and no credit check for the first conversation. A licensed loan officer will reach out within one business day, or pick a time that works for you.